The essential guide to making better financial decisions  Navigating the financial industry isn't easy. While there are no shortage of commercials, advertisements, mail, email and marketing calls to entice you to take out loans, buy insurance and invest your money, choosing which of these products is right for you can be difficult. Sound financial planning requires a systematic strategy.  This book will empower you to take control of your finances, helping you to make well-informed, confident decisions to achieve your financial goals and avoid pitfalls, equipping you with the strategy and tools you need to do so. Through Be Your Own Financial Adviser's practical guidance, examples and case studies, you'll learn how to:  Develop the skills of financial planning and wealth management, similar to those used by financial advisers Maximise your chances of achieving financial security Weather times of economic hardship Spot and avoid financial scams This edition adds new content on financial planning during turbulent times, open banking and cryptocurrencies, as well as a new chapter on avoiding scams.  Supplementary material is available for download from Pearson.